The $4 trillion challenge: Healthcare spend
As healthcare costs accelerate, many self-funded employers are beginning to recognize it not just as a benefits issue, but as one of their most critical financial levers.
Over the past 20 years, U.S. health spending has surged by 250%, outpacing GDP, wage growth and inflation. Healthcare now makes up over 17% of the U.S. economy. That's why it’s time to bring CFOs into the conversation and start viewing healthcare like the business risk it is.
The unspoken business risk
As the cost of health benefits climbs, with U.S. health spending up 250% in 20 years, the broader economic impact is impossible to ignore.
Healthcare spending now accounts for 17.3% of the U.S. economy, nearly double that of other developed nations.
A majority of large employers self-fund their health plans, directly exposing themselves to rising healthcare cost trends.
Employers still shoulder 70–84% of premium costs, an increasingly unsustainable model without effective cost containment strategies.
Average employer-sponsored family coverage now tops $23,968 per employee, pushing benefits budgets to the breaking point.
Saying goodbye to the status quo
If you’re using insurance carriers to act as healthcare guides for your employees, or leaving HR teams to solely manage plan design, you’re losing visibility and control over a top cost driver.
The status quo may be costing you time, money, productivity and talent retention. But it doesn’t have to be like this. Finance and HR leaders can collaborate to create meaningful change and drive better result
Collaboration is key
As the leading independent platform for navigation and care coordination, Quantum Health partners with self-insured employers to reduce healthcare costs and improve outcomes. Our solution is built to meet the needs of your employees while integrating seamlessly with your existing benefits ecosystem.
Our approach delivers measurable results by helping organizations:
- Intercept high-cost claims before they escalate
- Guide employees to high-value care and avoid unnecessary utilization
- Reduce friction across HR, finance and the employee experience
We’re more than a cost control partner, we’re invested in better outcomes for your people and your business.
Ready to take a more active role in managing your healthcare spend?
We’ll show you what’s possible. From better cost control to employee satisfaction, see what strategic navigation can deliver.